High Value Household Insurance

We at JMP understand that when you own an expensive home, buy beautiful contents to complete it and collect art or valuables you need a higher level of cover to ensure all your possessions are protected. The “off-the-shelf” products are no longer suitable for your requirements. You need a full review service. We at JMP offer a personal concierge service. This means that we provide ongoing confidential reviews and provide tailored policies to meet these ever-changing needs.

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    Protecting what’s most valuable

    Your home is one of the most significant financial investments you will ever make. It is therefore important you get professional advice and guidance when you come to protect this asset.

    Our specialist private client team will do a full review of your insurance requirements and then recommend the most suitable policy for you.

    We can include cover for:

    • Listed Properties
    • Ultra-modern houses
    • Large estates
    • Houses undergoing renovations
    • Thatched properties

    Get in touch

    If you would rather talk to us directly, our details are as follows

    How High-Value Home Insurance protects you

    Tailored to your individual circumstances, high-value home insurance provides superior cover with a much wider scope than a standard household policy. This makes it ideal for more complex requirements.

    Bespoke buildings and contents insurance

    Including worldwide cover for contents & jewellery, whatever their value, and alternative accommodation equal to your own property.

    Wider scope of cover

    your high value home insurance policy can include second homes, holiday homes, rental properties, cars and yachts.

    Warranty-free policies

    if you forget to set your alarm or lock your door, you’ll still be covered.

    Higher single item limits

    you only have to specify items of jewellery that exceed £10,000 in value and pieces of fine art or antiques in excess of £15,000.

    Simplified claims process

    You can insure valuable items on an agreed value basis. This means there will be no settlement negotiations if you have to make a claim. You will always have the choice of how your claim is paid too.

    What is covered by a high net worth home insurance policy?

    Every home is unique therefore we believe that your high-value home insurance policy should be too. We will review your individual needs and build a bespoke policy for you. The covers you require will depend on the type of property you have, the value of contents you own, and the lifestyle you lead.

    Although every high-value home insurance policy is designed specifically for your needs they typically cover the following:

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