Insuring high-value households with diamond clarity

April 16, 2019

Diamonds are formed beneath the surface of the earth as a result of intense pressure. Beneath the surface of the insurance industry, pressure is also building. Big names such as Dual, Amlin and Beazley have been exiting the high net worth market. As a result, many high-value households are experiencing increased costs when it comes to their renewals. In an increasingly complex insurance industry an independent insurance broker, such as John Morgan Partnership, offers more than just a financial saving. Our experienced advisors provide invaluable…

From invitations to insurance – Planning a safe and successful event

March 12, 2019

According to ticketing platform Eventbrite, the events sector is worth £42.3 billion to the UK economy each year. Whether you are a professional event planner or a dedicated volunteer organiser, you’ll still have the same aim in mind – to arrange a safe and successful event for your attendees. Long before you start selling tickets you should carry out a risk assessment for your event. Identify hazards around your event and assess the probability of these happening. Take all the preventative actions you can to…

John Morgan Partnership to sponsor Chef of the Year award at Cotswold Life Food & Drink Awards 2019

February 14, 2019

John Morgan Partnership Ltd. (JMP) are pleased to announce their sponsorship of the Chef of the Year award at the Cotswold Life Food & Drink Awards 2019. On July 8th 2019 the great and good of the Cotswold’s growing food and drink sector will celebrate the 17th annual Cotswold Life Food & Drink Awards – one of the most influential events in the Cotswold calendar. The Awards are designed to champion and highlight the best in the region. The team from JMP will join Cotswold…

The recipe to reduce risks in your cookery school

February 12, 2019

Like the delicious dishes you teach students in your cookery school, there is a recipe to reduce the risk in any food business. In our last blog, we covered the legalities and facilities you need to consider in the set up of your cookery school. Now you are up and running you’ll want to provide a healthy and happy environment for your students to discover the joy of food.

New year for your cookery school

January 7, 2019

If you want to or have turned your passion for food into a cookery school there are risks you need to consider and cover. What can go wrong? All kitchens carry hazards and in a commercial cookery school there are other issues that can occur: Inexperienced clients dealing with sharp knives, hot surfaces, electricity and natural gas. Slips and trips from food or liquid spillages can easily occur; particularly when working with clients who are unfamiliar with the environment. Poisoning could arise from eating food…

10 lessons learnt from 10 years in business

December 20, 2018

John Morgan Partnership celebrates a decade of client service this month. In this period the business has grown from zero to over £2 million premium income. Company founder and Managing Director John Phillips has been reflecting on the 10 most important business lessons he has learnt along the way. 1. Hard work pays off. Don’t ever just sit back and wait for things to happen. The old adage is so true – “the harder you work the luckier you will be”. JMP began in 2008,…

Post race season – What maintenance does a motorsport team need to consider?

December 4, 2018

For many professional motorsport teams, the chequered flag has dropped for the last time this year. Shipping containers and air freight are heading home. The race trucks are parked up for a long over-due rest. Before testing begins again it is important to get all your equipment in top condition. But did you know that some engineering equipment legally has to be inspected? Engineering inspections are an essential aspect of regular maintenance. It is also a statutory requirement that certain pieces of equipment are inspected….

Protection for professionals – Why indemnity is important

October 19, 2018

Professional indemnity insurance is an important consideration for all businesses, especially for those that give advice or provide a professional service to clients. It can cover compensation claims if a business is sued by a client for making a mistake that leads to financial loss. Insurers are facing millions of pounds worth of professional indemnity claims arising from negligent financial advice given to those transferring out of the British Steel Pensions Scheme last year. Why do you need professional indemnity insurance? There are a number…

Cover your Christmas gifts in seasonal increases

Get covered for Christmas

October 3, 2018

The nights are now drawing in and inevitably, talk is turning to the festive season. Retailers are ramping up stock levels and restauranteurs are planning their party menus. At home, families are starting the negotiations over who is hosting on Christmas day. This means it is time to check your insurance cover for seasonal increases. For your business Seasonal increases are an additional percentage added to the values insured within your business, due to fluctuations in your activities. This could be increasing your stock levels…

Tough times for UK businesses mean time to consider credit insurance.

August 6, 2018

Starting a business has never been for the faint-hearted. However, conditions on British high streets and business parks are toughest since the 2008-9 credit crunch. Company insolvencies were up 4% in 2017, with the high profile demise of Carillion following in early 2018. In the first quarter of 2018 44 new credit insurance claims were made every day. During this time £54 million was paid out to UK businesses against unpaid debts. Why should you take out credit insurance? Trade credit insurance provides cover for you…

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