Protection for professionals – Why indemnity is important

October 19, 2018

Professional indemnity insurance is an important consideration for all businesses, especially for those that give advice or provide a professional service to clients. It can cover compensation claims if a business is sued by a client for making a mistake that leads to financial loss. Insurers are facing millions of pounds worth of professional indemnity claims arising from negligent financial advice given to those transferring out of the British Steel Pensions Scheme last year. Why do you need professional indemnity insurance? There are a number…

Cover your Christmas gifts in seasonal increases

Get covered for Christmas

October 3, 2018

The nights are now drawing in and inevitably, talk is turning to the festive season. Retailers are ramping up stock levels and restauranteurs are planning their party menus. At home, families are starting the negotiations over who is hosting on Christmas day. This means it is time to check your insurance cover for seasonal increases. For your business Seasonal increases are an additional percentage added to the values insured within your business, due to fluctuations in your activities. This could be increasing your stock levels…

Tough times for UK businesses mean time to consider credit insurance.

August 6, 2018

Starting a business has never been for the faint-hearted. However, conditions on British high streets and business parks are toughest since the 2008-9 credit crunch. Company insolvencies were up 4% in 2017, with the high profile demise of Carillion following in early 2018. In the first quarter of 2018 44 new credit insurance claims were made every day. During this time £54 million was paid out to UK businesses against unpaid debts. Why should you take out credit insurance? Trade credit insurance provides cover for you…

Business interruption insurance gets you back to business

July 27, 2018

The summer of 2018 will be remembered for a famous wedding, a worldwide heatwave and fast-moving fires across Europe. The Greek coast was devastated left scorched. In the UK, the Saddleworth Moor fire raged for three weeks. A heath fire covered 198 acres in Dorset. Each event left businesses interrupted for weeks during the event, but the long-term interruption will hit their bottom-lines even further. If your day-to-day business is affected by an interruption such as this, you may wish you had business interruption insurance in place. Many small…

John Morgan Partnership to offer expanded cover range with M & M Underwriting

June 12, 2018

John Morgan Partnership Ltd. (JMP) are pleased to announce a new association with M & M Underwriting Ltd. M & M Underwriting, who celebrate their 10th anniversary in business this year, are focused on Product Liability-led accounts for SMEs through market-leading insurers XL Catlin. This new partnership will allow JMP to provide an extensive range of cover from M & M including Product Liability, Public and Product Liability and Combined Liability. It also includes the highly complex Aviation Product Liability, including grounding cover. JMP has…

Cyber cover – how secure are you?

June 11, 2018

With last month’s introduction of the General Data Protection Regulations (GDPR) companies throughout the UK are considering data protection, and the consequences of a data breach, more than ever before. The new laws are designed to give EU citizens more control over how businesses use their personal data. It also gives governments more power to investigate and fine organisations who fail in their duty to protect this information. Now your business has updated its data protection policy, it is time to consider how you insure…

John Morgan Partnership acquire John Pearce Insurance Services

March 2, 2018

John Morgan Partnership Ltd. (JMP) are pleased to announce they have been chosen to take over the business of John Pearce Insurance Services Ltd, based in Didmarton, Gloucestershire. Managing Director John Pearce is retiring after 54 years in business and has chosen JMP to look after his long-standing clients moving forward. After providing personal service to his clients for so long, John felt that many had become close friends. Therefore, it was of vital importance to him that they had the right team looking after…

John Morgan Partnership launch new commercial insurance website

January 20, 2017

We are proud to announce our new website is live! Here at John Morgan Partnership we pride ourselves in bringing a high quality service to our customers. Our aim is to create a platform where people can see the services we have to offer within the Commercial and private insurance sectors. Our Cheltenham based offices are always open to high net worth individuals across the UK who are looking for bespoke insurance. We can offer an extensive range of commercial insurance options as well as...

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