5 Myths of Cyber Liability Insurance

June 17, 2019

You cannot turn on your TV or look at your smartphone without seeing another story on the latest data breach or another technology advancement to protect your data. It is currently one of the hottest topics and one which threatens individuals, small businesses, larger commercial companies, and global corporations alike. According to a recent report there were 6,500 cyber incidents leading to data loss in 2018. Some of these made headline news – British Airways lost 380,000 card payment details, T-Mobile lost 2 million customers’…

Valuables – has your jewellery got the right protection?

May 29, 2019

You may have a family heirloom, a couple of watches or a large collection of jewellery you have purchased over the years. No matter how much you may own it is important to get the right jewellery insurance cover for you. There are two main ways to cover your jewellery, you can either add them to your existing household or contents insurance policy or consider a bespoke high net worth policy. What option you choose will depend on the limit of cover you require. If…

Insuring high-value households with diamond clarity

April 16, 2019

Diamonds are formed beneath the surface of the earth as a result of intense pressure. Beneath the surface of the insurance industry, pressure is also building. Big names such as Dual, Amlin and Beazley have been exiting the high net worth market. As a result, many high-value households are experiencing increased costs when it comes to their renewals. In an increasingly complex insurance industry an independent insurance broker, such as John Morgan Partnership, offers more than just a financial saving. Our experienced advisors provide invaluable…

From invitations to insurance – Planning a safe and successful event

March 12, 2019

According to ticketing platform Eventbrite, the events sector is worth £42.3 billion to the UK economy each year. Whether you are a professional event planner or a dedicated volunteer organiser, you’ll still have the same aim in mind – to arrange a safe and successful event for your attendees. Long before you start selling tickets you should carry out a risk assessment for your event. Identify hazards around your event and assess the probability of these happening. Take all the preventative actions you can to…

John Morgan Partnership to sponsor Chef of the Year award at Cotswold Life Food & Drink Awards 2019

February 14, 2019

John Morgan Partnership Ltd. (JMP) are pleased to announce their sponsorship of the Chef of the Year award at the Cotswold Life Food & Drink Awards 2019. On July 8th 2019 the great and good of the Cotswold’s growing food and drink sector will celebrate the 17th annual Cotswold Life Food & Drink Awards – one of the most influential events in the Cotswold calendar. The Awards are designed to champion and highlight the best in the region. The team from JMP will join Cotswold…

The recipe to reduce risks in your cookery school

February 12, 2019

Like the delicious dishes you teach students in your cookery school, there is a recipe to reduce the risk in any food business. In our last blog, we covered the legalities and facilities you need to consider in the set up of your cookery school. Now you are up and running you’ll want to provide a healthy and happy environment for your students to discover the joy of food.

New year for your cookery school

January 7, 2019

If you want to or have turned your passion for food into a cookery school there are risks you need to consider and cover. What can go wrong? All kitchens carry hazards and in a commercial cookery school there are other issues that can occur: Inexperienced clients dealing with sharp knives, hot surfaces, electricity and natural gas. Slips and trips from food or liquid spillages can easily occur; particularly when working with clients who are unfamiliar with the environment. Poisoning could arise from eating food…

10 lessons learnt from 10 years in business

December 20, 2018

John Morgan Partnership celebrates a decade of client service this month. In this period the business has grown from zero to over £2 million premium income. Company founder and Managing Director John Phillips has been reflecting on the 10 most important business lessons he has learnt along the way. 1. Hard work pays off. Don’t ever just sit back and wait for things to happen. The old adage is so true – “the harder you work the luckier you will be”. JMP began in 2008,…

Post race season – What maintenance does a motorsport team need to consider?

December 4, 2018

For many professional motorsport teams, the chequered flag has dropped for the last time this year. Shipping containers and air freight are heading home. The race trucks are parked up for a long over-due rest. Before testing begins again it is important to get all your equipment in top condition. But did you know that some engineering equipment legally has to be inspected? Engineering inspections are an essential aspect of regular maintenance. It is also a statutory requirement that certain pieces of equipment are inspected….

Protection for professionals – Why indemnity is important

October 19, 2018

Professional indemnity insurance is an important consideration for all businesses, especially for those that give advice or provide a professional service to clients. It can cover compensation claims if a business is sued by a client for making a mistake that leads to financial loss. Insurers are facing millions of pounds worth of professional indemnity claims arising from negligent financial advice given to those transferring out of the British Steel Pensions Scheme last year. Why do you need professional indemnity insurance? There are a number…

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