Restoring Your Businesses After a Flood

Research has found that Autumn and Winter storms are becoming more frequent due to the impact of climate change.

Scientific company World Weather Attribution (WWA) investigated the influence of climate change on stormy day rainfall patterns between October 2023 and March 2024, which was one of the rainiest periods on record in the UK. The WWA found that the average precipitation on stormy days has become 30% more intense now that global warming has reached 1C above pre-industrial levels, and heavy rainfall is 10 times more likely. Consequently, flooding events could become commonplace, especially in high-flood-risk areas.

With these statistics in mind, following recent heavy rainfall, businesses should take the time to understand how to respond following a flooding event to restore operations and minimise losses.

Consider the following business flood restoration tips:

  • Notify the insurer- Employers should promptly contact their insurer to report flooding and determine what to do next. If it’s safe to do so, organisations should take as many photos of any flood damage as evidence to support their claim.
  • Organise cleaning- Once an insurance company’s loss adjuster has assessed any flood damage, clean-up work can commence. Employers should clean any water taps that were submerged in contaminated floodwater with a bleach solution and let the water run for 30 seconds before use. Weather permitting, employers may wish to keep doors and windows open to expedite drying and inhibit mould growth. Debris may harbour unseen sharp objects, so workers must wear personal protective clothing when cleaning.
  • Exercise caution- Flooding can leave exposed wires, weakened buildings and contaminated water. Even after floodwaters have retreated, entering a flood-damaged building may be unsafe. Employers should exercise extreme caution before visiting a flood-impacted business and check with the emergency services that it’s safe beforehand.
  • Consider flood-resistant products- While restoring their premises, employers should consider installing flood-resistant products to increase their resilience in the future. Such products include pump systems, flood skirts and high shelving. Additionally, electrical sockets, fuse boxes and wiring should be raised at least 1.5 metres above the floor to prevent water damage.

As well as taking risk-reduction measures, if you are in a flood risk area, it is crucial to ensure you are protected if the worst is to happen.

Get in touch with us today for further advice and insurance solutions.

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