Motor Fleet Insurance

If your business has more than two vehicles, you qualify for Fleet Insurance. This is often a more cost-effective solution for your business than insuring vehicles individually, as well as being completely flexible as your business adapts and changes over time. At JMP our cover is scalable, meaning you can add vehicles to your cover as your business grows or can remove vehicles if you are downscaling.

You have a legal obligation to insure your fleet appropriately.

No matter how many vehicles you have, from two to 200 and beyond, we offer a combined fleet solution for cars, vans, heavy goods, specialist vehicles, or minibuses. We can source the best cover for you from a range of A-Rated insurers, providing our knowledge and expertise to add value to get you the best premiums available.

To find out about our range of Motor Fleet insurance policies, call our friendly team for a no obligation quotation and expert advice on 01242 898387.

At JMP, we can provide guidance on which type of fleet policy is right for your business and your needs.

There are typically three categories to consider when choosing the correct fleet policy for your business which we can support you with:

  1. Own Goods
    Many fleets fall into this category. This is where vehicles are used mainly for business purposes. Most tradespeople will find this the most suitable category to select. When choosing this type of policy, you will need to consider the type of contents you are carrying in your vehicle. For example, if you transport tools and/or stock, you will need to declare this to ensure they are adequately covered under ‘Goods in transit’ – if you are unsure, we can support you with this.
  2. Carriage of goods for hire and reward
    The second type of policy available when it comes to your fleet is the transportation of third-party goods. Typically used for couriers and removal companies. This cover protects the contents you are taking from A to B on behalf of someone else. This cover insures the vehicle if it is involved in an accident while making the delivery and protects the contents.
  3. Declaration basis
    Depending on your fleet profile you may fall into cover on a declaration basis. Typically, this policy is suitable for larger fleets or where there are frequent changes of vehicles or use of hire vehicles. This cover gives you an ‘open certificate’ meaning that any vehicle operated by your business is covered by your fleet insurance. Providing even more flexibility.

Why JMP?

At JMP, we provide a full range of vehicle cover, from Comprehensive to Fire & Theft only, with flexible driving restrictions for different age ranges. We can build your policy around your business needs and requirements.

Our fleet cover provides:

  • Fast response if you are changing vehicles or need to cover temporary additions
  • First class financial security from the insurers we select
  • Pro-active claims service from start to finish
  • 24-hour claims reporting helpline
  • Access to approved repairer networks
  • Fleet risk management advice & guidance
  • Discounts for pro-active fleet management systems installed in vehicles
  • Uninsured loss recovery service
  • Vehicle breakdown cover
  • New replacement vehicle if yours is a write off and is less than 12 months old

We give added value to our clients by providing:

First class financial security from the insurers we select

Pro-Active claims service from start to finish

24 hour claims reporting helpline

Access to approved repairer networks

Fleet risk management advice & guidance

Discounts for pro-active fleet management systems installed in vehicles

Uninsured loss recovery service

Vehicle breakdown cover

New replacement vehicle if yours is a write off and is less than 12 month old

Get in touch

If you want to discuss your fleet requirements with one of our expert team, please call us on 01242 898387 or fill in our simple enquiry form.

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